BBVA Argentina’s Earnings Plunge 62% Amid Inflationary Pressures

Banco BBVA Argentina S.A. (BBAR) reported a stark 62.1% year-over-year decline in inflation-adjusted net income for Q2 2025, with earnings dropping to ARS 59.6 billion from ARS 157.4 billion in the same period last year. The bank's performance also reflected a 31.1% quarterly decrease, underscoring mounting inflationary stress despite growth in loans and deposits.

Private sector lending ROSE 15.7% quarter-over-quarter, driven by export financing and credit card demand, while deposits increased by 12%. However, these gains were overshadowed by deteriorating profitability metrics, with six-month accumulated net income falling 31.7% to ARS 146.1 billion.

After-hours trading saw BBAR shares slide 2.34% to $14.58, compounding a marginal 0.07% decline during the regular session. The bank maintains strong liquidity buffers, but market sentiment remains bearish as Argentina's macroeconomic challenges erode financial sector returns.